Christine Reilly
ERA Key Realty Services | 508-615-1526 | [email protected]


Posted by Christine Reilly on 8/13/2019

Moving brings a load of changes in your life. There's the picking and packing and planning. Then you have the actual move with the unpacking and organizing and decision-making—where to put this, how to store that. If you have children, there's finding the new school and getting them enrolled. You have to learn a new job, a new commute, making new friends. The last thing on your mind is finding a new dentist. That is until you look on the mirror and realize your teeth haven't had a cleaning for a while, or you notice something more severe like a crack in your tooth.

Now, the need to find a new dentist is urgent. So, where do you go?

Even if you have insurance, there may be dozens, if not hundreds of choices. You’ve only ever been to one dental office in your whole life. Where do you start to look? Your last dental group may be part of a regional or national chain with outlets in several cities. If you choose to go to a dentist in the same chain, chances are your records are easily transferable between offices and the pricing should be similar. If you have dental insurance at your new job, ask co-workers for recommendations. But ask more than just one. Your dental needs may be completely different from theirs so try to get as many recommendations as possible. 

When you have particular concerns such as allergies to dental medications or extra sensitive teeth, you'll want to look for a dentist that advertises as "gentle," or if you have a specific type of crown, you'll wish for someone knowledgeable about it. Online listings typically allow searching by specialty so that you can narrow down your choices that way. On the other hand, small, private practices may be more invested in the local neighborhood, so if that appeals to you, visit all the dental offices nearby your home to see if they support local ball teams or otherwise display signs of community involvement. 

Finally, you can ask your neighbors, church or civic organization acquaintances or the parents of your children's classmates if they recommend someone. And, if the same name comes up more than once, you can compare each person's experience to help you decide. And don't forget to view their websites. Watching a video of your potential dentist can smooth the way for the first time meeting allowing a more relaxed experience since you know who to expect. 

Your real estate agent might be an excellent resource for a recommendation, so don’t be afraid to ask.




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Posted by Christine Reilly on 8/7/2019

Adorable, Affordable, Well maintained, One owner ranch style home ready for next generation! This home features Two - Three bedrooms, one full bath, living room with fireplace, kitchen with updated counter tops, a large three season room,replacement windows, and nice flat private back yard with 3 year old shed.Please join us Sunday August 11th for Open House Noon to 2pm or call today for your own private showing! Move right in and make this house your new home! Dead End Street, just off of Plantation St this location is perfect for commuters, access to UMass and all major routes, shopping, schools, and more!

More Info on this Property | New Listing Alerts





Posted by Christine Reilly on 8/7/2019


20 Oakview St, Worcester, MA 01605

Single-Family

$194,500
Price

5
Rooms
3
Beds
1
Baths
Adorable, Affordable, Well maintained, One owner ranch style home ready for next generation! This home features Two - Three bedrooms, one full bath, living room with fireplace, kitchen with updated counter tops, a large three season room,replacement windows, and nice flat private back yard with 3 year old shed.Please join us Sunday August 11th for Open House Noon to 2pm or call today for your own private showing! Move right in and make this house your new home! Dead End Street, just off of Plantation St this location is perfect for commuters, access to UMass and all major routes, shopping, schools, and more!
Open House
Sunday
August 11 at 12:00 PM to 2:00 PM
Join us Sunday for first Open House! One owner home ready for next generation. Great commuter location on a dead end street minutes to major highways, UMass and more!! You can own for less than most rents! Noon til 2pm!
Cannot make the Open Houses?
Location: 20 Oakview St, Worcester, MA 01605    Get Directions

Similar Properties





Categories: New Homes  


Posted by Christine Reilly on 8/7/2019


20 Oakview St, Worcester, MA 01605

Single-Family

$194,500
Price

5
Rooms
3
Beds
1
Baths
Adorable, Affordable, Well maintained, One owner ranch style home ready for next generation! This home features Two - Three bedrooms, one full bath, living room with fireplace, kitchen with updated counter tops, a large three season room,replacement windows, and nice flat private back yard with 3 year old shed.Please join us Sunday August 11th for Open House Noon to 2pm or call today for your own private showing! Move right in and make this house your new home! Dead End Street, just off of Plantation St this location is perfect for commuters, access to UMass and all major routes, shopping, schools, and more!
Open House
Sunday
August 11 at 12:00 PM to 2:00 PM
Join us Sunday for first Open House! One owner home ready for next generation. Great commuter location on a dead end street minutes to major highways, UMass and more!! You can own for less than most rents! Noon til 2pm!
Cannot make the Open Houses?
Location: 20 Oakview St, Worcester, MA 01605    Get Directions

Similar Properties





Categories: Open House  


Posted by Christine Reilly on 8/6/2019

Getting a new mortgage can be stressful, whether you are getting it for the first time or not. You have to carry out thorough research to avoid going into a mortgage that drains your pocket through high-interest rates. You can get yourself prepared for the lowest interest rate that is suitable for you by taking good care of your credit history. Do you realize that a difference of 1 percent in the interest rate can save a tremendous amount of money on a mortgage running for 30 years?Consider the following when searching for competitive rates:

Introductory rates:

You should consider loans with discounted initial rates. Be on the lookout for fees and be ready to switch in case the rate goes higher than your budget or plan.

Alternative lenders:

When looking for a low-interest mortgage rate, you should check if a smaller non-banker lender is providing a low-interest mortgage. When you find options, check properly to be sure that there are no additional charges. You must know the final amount before committing.

Variable versus fixed rates:

The difference between a variable and fixed rate is that variable loans usually advertise more flexibility and lower interest rates when compared with the fixed rate. However, the truth is that you can get a fixed-rate mortgage without any possibility of rising rates. Variable rates may tell you the percentage is likely to go down, but it can go up also! 

Negotiating a discount: 

After you have selected a mortgage company, inquire about their unadvertised discounts that can save you money.

Here are some tips to help you qualify for low-interest mortgage rates:

  • Get a loan with low fees. You should know that most mortgages have a separate charge that is different from the repayments and rates. Such fees sometimes are not included in most online loan comparison websites. Contact the company to be sure you have full information about one-time fees like application or origination fee as these may be expensive. Compare with other ongoing fees to be sure it does not cost you more in the long run.
  • Should you avoid fees at all costs? You do not always need to avoid fees. To know the amount that a loan will cost you, you should do the calculations and consider the benefits as well as the charges involved. If you discover that a mortgage loan has features that benefit you, it is justifiable to pay a small ongoing fee.
  • Save up a healthy down payment. It is worth noting that you are likely to borrow less to cover your home's purchase price if you have a substantial down payment. It is better to save enough funds towards your down payment.

Speak to your financial advisor or planner to know how to be pre-approved for the best mortgage rates before you start your house search.




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